Quick answer
Pick the desk you will actually type into, not the model that won last week’s screenshot. ChatGPT if the company already pays for Plus and wants Codex and images in the same tab. Claude if the work is long documents, a careful draft, or a feature we will wire as AI development. Gemini if Gmail, Docs, and Drive are the job. We default to Claude in product work. That is a habit we can defend, not a trophy.
Key takeaways
- These are chat products. The API is a different invoice. Do not mix the two when you budget.
- Claude Pro is $20 / month ($17 annual) on the list we checked in Sep 2026. ChatGPT’s pricing page lists Free, Go, Plus, and Pro; Plus is the named productivity seat and includes expanded Codex. Google sells Gemini through Google AI Plus, Pro, and Ultra, bundled with storage. Prices move.
- One paid chat seat per person is enough. A second seat is a second habit, not twice the IQ.
- If the model has to act in your CRM, you wanted MCP or n8n automation, not a better prompt.
Three desks
| Desk | Reach for it when | Leave it when |
|---|---|---|
| ChatGPT | The team already has Plus. You want Codex, images, and a chat in one login | The work is a long spec you will paste into a repo, and Claude is already open |
| Claude | Long context, a careful draft, or a feature we will call from code | The only job is “rewrite this Gmail” and Gemini is already in the sidebar |
| Gemini | The artefact lives in Docs, Drive, Gmail, or Sheets | You are building a product feature and the model must be an API with a log |
Free tiers exist on all three. They are enough to find out if you will come back. They are not enough to be the company brain.
When the chat is the wrong product
A founder using Claude to draft a brief is a chat. A product that classifies tickets is an API, a threshold, and a human path. That second job is not “which chatbot is smartest.” See where to put the model. If the step sits in a workflow, read Claude as a step in n8n.
We will not tell you ChatGPT is bad. Plenty of good teams live there. We will tell you if you are paying for three chats and still pasting the same paragraph between them.

